Atlanta Life Insurance Company
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Coverage Options

Life insurance that fits how you live.

Whether you need affordable protection for the years ahead or lifelong coverage that builds value over time, Atlanta Life Insurance Company offers life insurance policies designed for your specific goals.

Life insurance is not one-size-fits-all.

Some people need coverage for a specific chapter of life. Others want lasting protection. Atlanta Life Insurance Company can help you choose the path that makes sense for where you are and where you're headed.

Term life insurance

Coverage for a specific chapter of life

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Permanent life insurance

Lifelong protection that builds cash value

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Term Life Insurance

Affordable protection when it matters most.

Term life insurance gives you straightforward coverage for a set period of 10, 20, or 30 years. It's designed for the stages of life when financial responsibilities are at their peak: paying debt, covering a mortgage, raising a family, and more.

Premiums stay fixed for the entire term, making it easy to budget while you focus on building your future.

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Term life insurance is ideal for...

Paying off your student loans or a mortgage

Protecting family during child-rearing years

Paying off business loans or debts

Anyone who needs low-cost, but optimal coverage

Permanent Life Insurance

Lifetime coverage with built-in flexibility.

Permanent life insurance stays with you for life—no expiration, no renewal required. Beyond protection, it builds cash value over time that you can access while living.

Borrow against it for emergencies, major milestones, debt repayments, or retirement. It's insurance that works for you now, not just later.

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Permanent life insurance is ideal for...

Building a financial safety net you can tap into

Supplementing family income after retirement

Funding your child's education and other goals

Leaving a legacy for family or causes that matter

Not sure which option is right for you? Our advisors are here to help.

Product comparison

Term vs. permanent: What's the right policy for me?

Both types of life insurance can help protect your family's financial future. The right choice depends on your current priorities, your future plans, your budget, and how you want your policy to work for you.

Coverage length
Monthly cost
Cash value
Living benefits
Best for
Term Life Insurance(View details)
10, 20, or 30 year period
Lower, fixed for term
No
Optional riders available for serious illness
Specific financial obligations (e.g. debt, mortgage, kids)
Permanent Life Insurance(View details)
Your entire lifetime
Higher, but builds cash value
Yes, grows over time
Optional riders available for serious illness
Long-term wealth building and flexibility
Financial Scenarios

See how life insurance fits into your own life.

Every financial situation is different. Explore how the right coverage can help you protect what matters most.

FAQ

You've got questions, and we've got answers.

Get started with an Atlanta Life Insurance Company advisor today.