Umbrella Liability Insurance
Maximizing liability protection for you and your company
We all make mistakes. Some are less damaging than others, but some can pose a significant threat to businesses. In today’s world of rapidly increasing legal settlements, you just can’t be too careful!
Many commercial insurance policies provide liability coverage for claims resulting from specific actions or situations for which you or your company can be held liable. Commercial umbrella liability insurance provides “excess” financial protection over and above the limits of other policies you may already have in place for your business.
Atlanta Life offers commercial umbrella insurance policies designed to provide your company with an extra measure of financial protection on top of specified limits that may come from other insurance you also have in place for your company.
Getting hit with an expensive law suit that amounts to more than your existing policy liability limits can leave your business open to risk and make your assets vulnerable. You can add additional financial protection on top of existing policy limits while still conforming to the underlying provisions of existing commercial insurance coverage you have in place.
What Professions Require Umbrella Liability Insurance?
If your company fits within any of the following industries or professions you should strongly consider Umbrella Liability Insurance:
- Professional Services (Bookkeepers, Accountants, Lawyers, Consultants)
- Personal Services
- Real Estate Firms or Property Management Companies
- Hospitality (motels, hotels, lodges, bed & breakfast)
- Food Service Companies
- Technology firms
- Non-Profit Organizations