Home is where your heart is along with a healthy chunk of your net worth. Atlanta Life Insurance can help you get the affordable home insurance coverage you need and the peace of mind you desire.
Why do I need homeowners insurance?
- Help protect one of your most important investments
- Most mortgage lenders require homeowners insurance
Who should carry homeowners insurance?
- First time home buyers
- Current homeowners
What does a homeowners insurance policy cover?
Your policy is the best place to review your coverages, but a few common items covered by homeowners insurance are:
Most policies provide coverage for damage to your house and any permanent structures on your property for:
- Water damage (unless excluded by your policy)
Coverage for damage to or theft of your stuff, like:
- Even dishes (in some cases)
Limited coverage, (usually $500 – $2,000), for jewelry stolen from your home. If your collection is worth more, let us help you with a jewelry policy to cover your valuables.
What else may be covered by homeowners insurance?
Could help cover medical expenses or property damage to others caused by you or members of your household, including pets. It could also help with legal expenses in the case of a law suit.
Example: A visitor trips on loose carpet in your home, falls and is injured; or your child accidentally throws a ball through a neighbor’s window, breaking an expensive vase.
Medical payments coverage for minor injuries to people who don’t live with you but are injured on your property.
Example: A visitor slips down your steps on a rainy day and is injured.
Coverage for extra costs you might have to pay when experiencing a covered loss.
Example: A fire makes your home uninhabitable and you need to temporarily live elsewhere.